Event cancellation insurance
These circumstances may include adverse weather, no-appearance, civil unrest, among other unforeseen events that are contemplated in the insurance contract and may result in the event being canceled.
Organizing an event requires careful planning and financial investment. However, sometimes unforeseen circumstances arise that can lead to the cancellation or postponement of the event which can result in a significant financial loss to the promoter. To mitigate these risks and secure your investment, having event cancellation insurance is essential.
At Cooper MGA we offer a wide capacity to underwrite all types of events; we also have a highly specialized team providing an excellent service, an underwriting on behalf of Allianz Global:



Adverse weather conditions
Event cancellation insurance can provide coverage in the event that unforeseen adverse weather conditions jeopardize the event. These conditions may include thunderstorms, heavy rain, snowfall, high winds, or other extreme weather conditions that make it impossible or dangerous to conduct the event as planned.
Non-appearance of the artists / key people
No appearance Event Cancellation Insurance provides you with financial coverage in case a key person is unable to attend the event. If the person or artist cannot perform as a result of illness, injury, or any other cause covered by the policy, the insurance may cover additional expenses incurred to replace or reschedule the participant, as well as costs associated with canceling, postponing, or rescheduling the event.
National mourning
It is a policy designed to protect event organizers against financial losses derived from the cancellation, interruption or rescheduling of the event due to the announcement of a national mourning. This policy covers non-recoverable expenses against income in the organization of the event, ensuring that you do not suffer a significant economic loss in the event that the event must be canceled or postponed.
Terrorism and civil unrest
In an increasingly uncertain world, it is essential to be prepared to face the risks associated with terrorism and civil commotion. This coverage may include:
- Cancellation due to terrorism: If your event is affected by a terrorist act, such as an attack or an incident related to terrorism, event cancellation insurance will cover non-refundable expenses and financial losses resulting from the cancellation of the event. This includes payments to suppliers, space rentals, promotion and other related expenses.
- Cancellation due to civil commotion: In the event of civil unrest, mass demonstrations or other situations of social commotion that prevent the event from taking place, event cancellation insurance will provide financial protection. It will cover non-refundable expenses and direct economic losses caused by the cancellation or interruption of the event due to civil commotion.
General Civil Liability
By means of an additional policy, the event cancellation insurance includes a wide range of coverage. General liability coverage that protects against possible lawsuits or claims that may arise as a result of damages caused to third parties during the event.